If you live in California and you rent your home or apartment, you need renters insurance. This type of coverage protects you and your loved ones in case of an unfortunate event that causes damage to your personal property. Renters insurance can provide you with peace of mind and help you pay for damages that happen as a result of fire, flood, theft or other problems. EIS Financial & Insurance Services understands this, and that is why we are here to provide insurance for tenants.
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Why Do I Need Renters Insurance?
Many people who rent a home or apartment assume that their landlord carries all the necessary coverage to protect them if there is a fire or flood. However, this is a dangerous assumption. Landlords typically carry enough insurance to protect them if they are sued by a tenant or guest on the property and to replace the building if it is destroyed by fire. They rarely carry any type of coverage for theft, earthquakes and other disasters.
In addition, a landlord’s insurance coverage may not protect you in some circumstances. For example, if your pet bites someone on the property, the landlord’s policy may only protect him or her from liability; you could still be responsible for the victim’s medical bills and other costs.
Therefore, it is a good idea for you to have renters insurance to protect yourself from liability and to cover the cost of your personal property in the event of a disaster.
Call today to speak with a renters insurance specialist (800) 882-8080
Comparing Insurance Quotes
At EIS Insurance, our independent agents go to work for you, gathering quotes for renter insurance for an apartment or home and comparing those insurance quotes to find the best possible protection policy to meet your insurance needs.
While you can do an online quote search on your own, spending valuable time and energy searching for online affordable rates, it is difficult to understand what these policies actually cover. Our professional staff of independent insurance agents at EIS Financial & Insurance Services have the expertise and experience to understand all the aspects of each rentersinsurance policy and can help you determine the best coverage for your needs. Because they are independent agents, our professional staff can also compare quotes from many different companies to find you the most affordable coverage.
We help renters with their personal insurance and apartment insurance search. With clients throughout California trusting their renters insurance needs to EIS Financial & Insurance Services, it makes sense to talk to us about your own coverage options.
19553 Parthenia Street, Suite 1A
Northridge, CA 91324
Phone: (818) 700-1494
2565 Camino Del Rio South, Suite 105
San Diego, CA 92108
Phone: (619) 325-4328